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  • FIND
    • Quick Search
    • Map Search
    • Featured Communities
    • The KW Search App
  • BUYERS
    • The Home Buying Process
    • Financing a Home
    • How to get a home loan
    • First Time Home Buyer
    • Mortgage Calculator
  • SELLERS
    • Selling Your Home
    • Luxury Market
    • Strategies that SELL!
    • Military Selling
    • Divorce selling
  • VIDEOS
    • Monthly Updates
    • Our Video Blog
  • ABOUT US
    • Agents
    • Client reviews
    • Join our Team!
  • CONTACT US
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First Time Home Buyer

BUYING YOUR FIRST HOME IS EXCITING!


Congratulations, you are ready to buy your first home! Our team of experienced realtors® at the Gateway Group can guide you through the process. Together we’ll sit down and go over every step so you never have a question or concern. We’ll help you pick the right kind of home that will grow with you, and we’ll make sure you never buy a home without you having complete confidence that it’s the right one for you!

FIRST TIME CONSIDERATIONS:
CHECK YOUR CREDIT: Protect yourself from surprises during the qualification period. A 580 score is a good start.
CASH FLOW: Your assets vs. liabilities will help determine what size mortgage you should take on each month.
PAPER WORK: Lenders request two current pay stubs, 2 years W-2’s, tax returns & past two months of bank statements.
DOWN PAYMENT: The more you invest early will reduce your monthly payment. Think smart. Leave yourself financial room.

WHAT YOU'LL NEED IN A REALTOR®
NEED A GOOD COMMUNICATOR? HERE WE ARE!
We stay in close communication during the whole process and we’ll answer every question that you may think is ‘a stupid question’ because you’ve never been though the process. By the end of the sale you’ll be an expert in home buying and we can’t wait to add you to our family!

NEED TO SEE HOMES IN THE EVENING? NO PROBLEM!
Everyone works during the day so we will be ready to show you after hours and during the weekends. As a team, we will make sure we are available on your schedule whether it is personal showings in person or by virtual tour.

NEED TO SEE A HOME MORE THAN ONCE? THAT’S EASY!
We’ll schedule multiple showings so that you can take a closer look at the home you are very interested in. Bring family that missed it the first time and take measurements of the home to make sure it’s the perfect size for your belongings.

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Office

1717 N Loop 1604 ESan Antonio
Texas 78232
210 672-1967
pam@gatewayvacay.com

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